Many of these home owners are faced with Foreclosure and do not fully understand all of their options.

In most cases the foreclosure can be avoided – IT IS TRUE-THE BANKS DO NOT WANT TO OWN YOUR HOUSE!

Every home owner’s situation is different and every lender has different programs to assist.  Many lenders are encouraging home owners to process a Short Sale.  This is where the bank/lender will clear the property to transfer to a new owner for less than the amount presently owed by the seller. HOME OWNERS WHO ARE DELINQUENT OR ABOUT TO FALL BEHIND ARE ENCOURAGED TO AVOID FORECLOSURE!

This situation will not go away or correct itself without home owners taking a pro-active role in the decisions that affect them in so many ways.

  Choosing the right REALTOR®

When Interviewing Realtors check references, verify that they have completed the training needed to understand the Short Sale process and most of all verify that they have successfully settled Short Sale transactions. The success of a final settlement will be up to your agent’s knowledge of the Short Sale process and their dedication to work directly with your lender. The REALTOR®  you choose must be not only trained but well organized and have the ability to spend extra time coordinating documents between the lender, buyer, you and all other parties involved in this process.  Short Sales require 4-5 times more time and follow up than normal transactions.  Your agent must be dedicated and knowledgeable to this process.

Having completed hours of training and a 100% closing ratio of short sales listed, I am confident I can assist you with this process.  I am sympathic of the challenges we all face in today’s economic environment and have helped many home owners begin to put the pieces of their life back together. 

For a private and confidential consultation about your options call or email me directly today……information and the knowledge of options will empower you to make the best decision for your family!